Provident Living Message

Sisters, here is a great exerpt from this month's Visiting Teaching message: 
'Provident living' . . . implies the [conserving] of our resources, the wise planning of financial matters, full provision for personal health, and adequate preparation for education and career development, giving appropriate attention to home production and storage as well as the development of emotional resiliency. . . . If we live wisely and providently, we will be as safe as in the palm of His hand."
~President Spencer W. Kimball (1895–1985)

"What skills do we need to help us become self-reliant? . . . In the early days of the Church, Brigham Young pled with the sisters to learn to prevent illness in families, establish home industries, and learn accounting and bookkeeping and other practical skills. Those principles still apply today. Education continues to be vitally important. . . .

"I asked several bishops what self-reliance skills the sisters in their wards needed most, and they said budgeting. Women need to understand the implications of buying on credit and not living within a budget. The second skill bishops listed was cooking. Meals prepared and eaten at home generally cost less, are healthier, and contribute to stronger family relationships."
~Julie B. Beck, Relief Society general president

Avoiding Debt
"May I suggest five key steps to financial freedom. . . .

"First, pay your tithing. . . .

"Second, spend less than you earn. . . .

"Third, learn to save. . . .

"Fourth, honor your financial obligations. . . .

"Fifth, teach your children to follow your example."
~Elder Joseph B. Wirthlin (1917–2008) of the Quorum of the Twelve Apostles